As a responsible lender, we obtain your consent to look for your debts using two primary sources:
Your Credit Record: This is a summary of your credit, debt, and repayment history provided by credit reporting agencies.
Bank Statements: This information, provided by your bank through a secure connection, similarly summarises your debt and repayment transactions. Sourcing this information for a quote does not affect your credit score.
Sometimes, old debts may appear on these records, which is why we ask you to verify your debts during the application process.
Consumer Rights: You have a legal right to ask the credit reporting agencies for access to your credit report, and to ask for your information to be updated if it is incorrect.