You must be 18 years or older

You must be a New Zealand citizen or Permanent Resident

You must have full-time or permanent part-time employment.

You need to have photo identification documents such as your valid New Zealand passport or valid New Zealand driver’s licence handy

Your credit file must not have any active defaults, judgments or bankruptcies recorded

You need to borrow at least $2,000 with your loan

You must be 18 years or older

You must be an Australian citizen, Permanent Resident or New Zealand citizen

You must have paid employment (which may include self-employment).

You need to have photo identification documents such as your valid Australian passport or valid Australian driver’s licence to hand

Your credit file must not have any defaults, judgments or bankruptcies recorded

You need to borrow at least $2,000 with your loan