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Harmoney's eligibility criteria
Harmoney's eligibility criteria

Are you eligible to borrow with Harmoney?

Monisha Begum avatar
Written by Monisha Begum
Updated over a week ago

To get a quote in New Zealand you need to:

  • You must be 18 years or older

  • You must be a New Zealand citizen or Permanent Resident

  • You must have full-time or permanent part-time employment.

  • You need to have photo identification documents such as your valid New Zealand passport or valid New Zealand driver’s licence handy

  • Your credit file must not have any active defaults, judgments or bankruptcies recorded

  • You need to borrow at least $2,000 with your loan

To get a quote in Australia you need to:

  • You must be 18 years or older

  • You must be an Australian citizen, Permanent Resident or New Zealand citizen

  • You must have full-time or permanent part-time employment.

  • You need to have photo identification documents such as your valid Australian passport or valid Australian driver’s licence hand

  • Your credit file must not have any active defaults, judgments or bankruptcies recorded

  • You need to borrow at least $2,000 with your loan

If you are not eligible now, it doesn’t mean you won’t be in the future.

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