New Zealand
In NZ, Harmoney charges borrowers an upfront, one-off Establishment fee. This is added to the approved loan amount and interest is charged on the total loan amount. This Establishment Fee also applies to additional loans and Top Ups.
Other fees will be charged only if applicable in the case of dishonour fees, overdue fees and legal fees.
Australia
In Australia, Harmoney charges borrowers an upfront, one-off Establishment fee. This is added to the approved loan amount and interest is charged on the total loan amount. This Establishment Fee also applies to additional loans and Top Ups.
Other fees will be charged only if applicable in the case of dishonour fees and legal fees.