In NZ:
1. Complete your application, get approved and get your cash.
2. Within 60 days, negotiate as a cash buyer and purchase your dream vehicle.
This will be the asset securing your loan.
3. Immediately upon purchasing the vehicle, you must send us:
A completed Vehicle Details Form.
A copy of your Certificate of Insurance for the vehicle which:
is in your name and insured with a reputable insurance company;
evidences that there is a comprehensive policy over the Vehicle for the full insurable value of the Vehicle or an agreed value of $10,000 (whichever is higher); and
names “Harmoney Services Limited” as an interested party.
Important: If you do not meet the above conditions, the loan will be unsecured and the interest rate will change to a higher unsecured interest rate, 60 days after the date of the loan advance.
In AU:
1. Complete your application, get approved and get your cash.
2. Within 60 days, negotiate as a cash buyer and purchase your dream vehicle.
This will be the asset securing your loan.
3. Immediately upon purchasing the vehicle, you must send us:
A completed Vehicle Details Form.
A copy of your Certificate of Insurance for the vehicle which:
is in your name and insured with a reputable insurance company;
evidences that there is a comprehensive policy over the Vehicle for the full insurable value of the Vehicle or an agreed value of $10,000 (whichever is higher); and
names “Harmoney Australia Pty Ltd” as an interested party.
Important: If you do not meet the above conditions, the loan will be unsecured and the interest rate will change to a higher unsecured interest rate, 60 days after the date of the loan advance.