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Can anyone apply for a vehicle loan?
Can anyone apply for a vehicle loan?

Common car loan questions

Ana Wedlock avatar
Written by Ana Wedlock
Updated over a week ago

In Australia - to apply for a Harmoney loan:

  • You must be 18 years or older

  • You must be an Australian citizen, Permanent Resident or New Zealand citizen

  • You must have full-time or permanent part-time employment.

  • You need to have photo identification documents such as your valid Australian passport or valid Australian driver’s licence hand

  • Your credit file must not have any active defaults, judgments or bankruptcies recorded

  • You need to borrow at least $2,000 with your loan

In New Zealand - to apply for a Harmoney loan:

  • You must be 18 years or older

  • You must be a New Zealand citizen or Permanent Resident

  • You must have full-time or permanent part-time employment.

  • You need to have photo identification documents such as your valid New Zealand passport or valid New Zealand driver’s licence handy

  • Your credit file must not have any active defaults, judgments or bankruptcies recorded

  • You need to borrow at least $2,000 with your loan

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