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Lender FAQs
Lender FAQs
21 articles in this collection
Written by
Mitch
Are the fees I pay Harmoney tax deductible?
Tax considerations for lenders
Written by
Mitch
Updated over a week ago
How often is my personal realised annual return (RAR) figure updated?
Realised annual return (RAR)
Written by
Mitch
Updated over a week ago
How long does it take for a borrower payment to show up in my account?
Repayments to lenders
Written by
Mitch
Updated over a week ago
Why is my account showing a negative cash balance?
Cash balance showing on the lender dashboard
Written by
Mitch
Updated over a week ago
Does Harmoney use rounding when displaying payments?
Lender dashboard and portal, borrower repayments
Written by
Mitch
Updated over a week ago
What is realised annual return (RAR)?
Written by
Mitch
Updated over a week ago
What does it mean when i have a loan in “arrears”?
Written by
Mitch
Updated over a week ago
How does Harmoney assess the credit risk of borrowers?
Written by
Mitch
Updated over a week ago
What are the risks?
Written by
Mitch
Updated over a week ago
What is the unfunded amount on Payment Protect loans?
Written by
Mitch
Updated over a week ago
Why does the arrears amount shown in the reports section not match the loan status?
Written by
Mitch
Updated over a week ago
What happens if a borrower repays early?
Written by
Mitch
Updated over a week ago
Where can I learn more about Payment Protect?
Written by
Mitch
Updated over a week ago
What happens in the event of my death?
Written by
Mitch
Updated over a week ago
What happens in the event of a borrower's death?
Written by
Mitch
Updated over a week ago
Does Harmoney collect on my behalf or do I have to do my own collections?
Written by
Mitch
Updated over a week ago
Where can I learn more about Payment Protect?
Written by
Mitch
Updated over a week ago
Do funds in Harmoney's trust account earn interest?
Written by
Mitch
Updated over a week ago
Do lenders earn the compound interest charged on overdue loan repayments?
Written by
Mitch
Updated over a week ago
What happens if Harmoney goes bankrupt?
Written by
Mitch
Updated over a week ago
What is a charged off loan? collections process
Written by
Mitch
Updated over a week ago