What is the eligibility criteria to get a loan?

You must be 18 years or older.

You must be a New Zealand citizen, Permanent Resident, or Australian citizen.

You must have paid employment (which may include self-employment).

You need to have a photo identification document handy, such as your valid New Zealand passport or driver’s licence.

Your credit file must not have any active defaults, judgments or bankruptcies recorded.

You need to borrow at least $2,000.