We use an automated process to retrieve and analyse your bank transactions, so you can benefit from a speedy online experience.

This uses the same encryption and security as banks to ensure your details are safe at all times. It works seamlessly with all the major banks and financial institutions in New Zealand and Australia, so you can share your financial details with us with no hassle.

The process takes only a few minutes and helps us ensure your interest rate and loan amount personalised to you.