In New Zealand, Harmoney charges Borrowers an up-front, one-off fee of:
- $200 for loans of below $5,000,
- $450 for loans of $5,000 and above.
The Establishment Fee is added to the approved loan amount on settlement of the loan. This fee also applies to Top Ups.
Harmoney's Establishment Fee changed on 6 September 2018. If you took out a loan with us before that date you will have been charged a different one-off fee.
This fee applies in New Zealand only. In Australia, borrowers pay a Platform Fee.