If you give Harmoney written notice an event has occurred before midday on the day on which a monthly repayment is due, we will treat the notice as received in time for that monthly repayment to be waived.

This is assuming the waiver application meets all other requirements.

After midday, that day’s payment cannot be waived.

If the payment due date falls on a non-working day, you have until midday on the next business day to file your waiver application.