Harmoney

Monisha Begum

Harmoney's Payment Protect repayment waiver is currently available only to New Zealand borrowers.

Payment protect FAQ

Will the payment protect fee be refunded if I don't use it during the term of the loan?

Are there Payment Protect exclusions for pre-existing health conditions or risks?

Can I claim on Payment Protect if I am in arrears?

How Payment Protect works

How do I notify Harmoney of an event and apply for a repayment waiver?

What happens if you receive notice of an event on the same day a monthly repayment falls due?

How soon do I have to notify Harmoney so I can have repayments waived?

Notifying Harmoney

What documents do I need to supply in the case of death?

What documents do I need to supply in case of terminal illness?

What documents do I need to supply in case of disability?

What constitutes a terminal illness?

What constitutes a disability?

What constitutes redundancy?

What documents do I need to supply in case of redundancy?

Supporting documents

How do repayment waivers work for co-borrowers?

Co-borrowers

What are my rights as a Payment Protect customer?

Your rights

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