We have two options for you. You can take the Payment Protect for yourself if you are the only person named on the loan. If you have a co-Borrower on your loan, you are each able to take out Payment Protect so you are both protected. If there is a co-borrower on the loan it is not an option for only one of you to take out Payment Protect. Both you and the co-borrower must take out Payment Protect. 

For more information see:
Does Payment Protect apply to a co-borrower?
How do repayment waivers work for co-borrowers?

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