For Australia: to apply for a boat loan in Australia, you must be:

  • Aged 18 years or older
  • An Australian citizen, Permanent Resident or New Zealand citizen
  • Employed full time or permanent part time
  • Able to provide photo ID documents such as an Australian driver’s licence or passport
  • Free from any defaults, judgements or bankruptcies on your credit file
  • Borrowing a minimum $2,000 loan

For New Zealand: to apply for a boat loan, you must be:

  • Aged 18 years or older
  • A New Zealand citizen or Permanent Resident
  • Earning a stable income

Applying for a boat loan or boat repair loan on Harmoney has the same requirements as most other types of loans we offer.

Did this answer your question?