For Australia: to apply for a boat loan in Australia, you must be:

  • Aged 18 years or older

  • An Australian citizen, Permanent Resident or New Zealand citizen

  • Employed full time or permanent part time

  • Able to provide photo ID documents such as an Australian driver’s licence or passport

  • Free from any defaults, judgements or bankruptcies on your credit file

  • Borrowing a minimum $2,000 loan

For New Zealand: to apply for a boat loan, you must be:

  • Aged 18 years or older

  • A New Zealand citizen or Permanent Resident

  • Earning a stable income

Applying for a boat loan or boat repair loan on Harmoney has the same requirements as most other types of loans we offer.

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