To apply for a small business loan in New Zealand:
- You must be at least 18 years of age
- You must be an NZ citizen or Permanent Resident
- You must show proof of a stable income
To apply for a small business loan in Australia:
- You must be at least 18 years of age
- You must be an Australian citizen, Permanent Resident or New Zealand citizen
- You must show proof of stable full-time or permanent part-time employment
- You must show proof of identity such as a valid Australian passport or Australian driver’s licence
- Your credit file should not include any bankruptcies, defaults or judgments
- Your loan must be for a minimum of $2,000
Business loans with Harmoney are treated just like personal loans. We’ll tell you what documents we need to see at each step of the online application process.