The size of your repayments depends on how much money you want to borrow and the length of time you choose to pay your loan back. Harmoney’s default payment schedule is monthly, but you can make payments as often as you want, and pay as much as you want, as long as the monthly minimum is met.

When you get your quote (NZ only) or loan terms, you will be assigned an interest rate and a maximum loan amount you’re approved for. You’ll also see what your repayments will be for a 36 or 60 month loan term.

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