If you already have a business loan with us and you want to borrow more, it may be possible to arrange a loan top up if you’ve maintained a good credit and met your scheduled repayments for 6 months or longer.

Top Up is a feature offered to certain borrowers who, having demonstrated an excellent track record of on-time repayments, may be eligible for additional funds.

As a responsible lender, we need all Top Up applicants to go through the online process again.

To learn more about Harmoney Top Up in New Zealand, please refer to this link.

To learn more about Harmoney Top Up in Australia, please refer to this link.