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Can I choose between both options ('Start a new loan' and 'Combine my loans') every time?

Written by Monisha Begum
Updated over 2 weeks ago

Not always. Your available options depend on several factors, including:

  • Whether you can safely manage multiple repayments.

  • Whether your existing loan type can be repaid and combined into a new loan.

  • Your overall borrowing situation at the time you apply.

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