No. You must not have any payments that are in arrears when you make a claim. See Payment Protect termsRelated ArticlesWill the payment protect fee be refunded if I don't use it during the term of the loan?Are there Payment Protect exclusions for pre-existing health conditions or risks?What documents do I need to supply in the case of death?What documents do I need to supply in case of disability?What are my rights as a Payment Protect customer?