What is Payment Protect?
How does Payment Protect work?
What exclusions are there to Payment Protect cover?Exclusions to payment protect
Will the payment protect fee be refunded if I don't use it during the term of the loan?Not using your Payment Protect service
How do I know if Payment Protect applies to my loan?
What happens if a payment is waived under Payment Protect?
What happens to the Payment Protect fee if I pay off the loan early?
Could I be liable for further costs under Payment Protect?
When can Harmoney refuse a Payment Protect repayment waiver application?
What repayments cannot be waived?
Does my Payment Protect cover me if my loan is extended?
Are there Payment Protect exclusions for pre-existing health conditions or risks?
Can I claim repayment waivers if I am working overseas?
Does Payment Protect cover me while I am travelling overseas?
Can my Payment Protect be cancelled?
Is Payment Protect an insurance product?
What does Payment Protect not cover me for?
If I have income protection insurance do I need Payment Protect?
Who manages the claims process?
Can I claim on Payment Protect if I am in arrears?
What if I make a repayment that later qualifies to be waived?
Can I add Payment Protect to an existing loan?
Can I cancel my Payment Protect at a later date?
Is there a stand-down period before I can make an application to have repayments waived.
Is the cost of Payment Protect refunded to me, if I don't make a repayment waiver during the course of my loan?