If you need more money, you might be able to top up an existing Harmoney loan (if you’ve been making repayments for 6 months already) or you might consider a refinancing option such as debt consolidation.

Top Up is a feature offered to certain borrowers who, having demonstrated an excellent track record of on-time repayments, may be eligible for additional funds.

As a responsible lender, we need all Top Up applicants to go through the online process again.

To learn more about Harmoney Top Up in New Zealand, please refer to this link.

To learn more about Harmoney Top Up in Australia, please refer to this link.