What is the eligibility criteria to get a loan?

You must be 18 years or older.

You must be an Australian citizen, Permanent Resident, or New Zealand citizen.

You must have paid employment (which may include self-employment).

You need to have a photo identification document handy, such as your valid Australian passport or driver’s licence, or a non-Australian passport if you are a permanent resident.

Your credit file must not have any defaults, judgments or bankruptcies recorded.

You need to borrow at least $2,000.