All Collections
FAQs
Getting to know you
If I do not give you permission to perform a credit check, can I still continue with my application?
If I do not give you permission to perform a credit check, can I still continue with my application?

Credit checks and our online application

Ana Wedlock avatar
Written by Ana Wedlock
Updated over a week ago

We do need to complete a credit check in order to be able to accurately estimate your personalised loan terms.

However as part of getting a quote before proceeding with an application, we are able to review your credit information with a bureau (also called a credit reporter) through a 'quotation enquiry'. This quotation enquiry is recorded on your credit file, but may not be used by the bureau to create your credit score. A 'credit check' will only be registered on your credit file if you choose to proceed with the loan application, and may be used by the bureau to create your credit score.  

Did this answer your question?