New Zealand

If you have not made your required monthly payment in full by the due date each month, you will be charged an overdue fee. If this remains unpaid, it will be recorded in your credit history and may affect your credit score.

We also reserve the right to charge a dishonour fee of $15 should any repayments be dishonoured.

Your bank may also change its own dishonour fees.

Learn more about Interest Rates and Fees.

Australia

You are required to pay the monthly amount owed in full by the due date as per your loan contract. A dishonour fee of $15 may apply should any repayments be dishonoured.

Your bank may also change its own dishonour fees.

Further, if you miss a required payment and this remains unpaid, it will be recorded in your credit history and may affect your credit score.

Learn more about Interest Rates and Fees.

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