To apply for a travel loan in Australia, you need to:
Be at least 18 years of age
Be an Australian citizen, Permanent Resident or New Zealand citizen
Have full-time or permanent part-time employment
Have photo ID documents available, e.g. your passport or Australian driver’s licence
Not have defaults, judgments or bankruptcies recorded on your credit report
Be borrowing at least $2,000
To apply for a travel loan in New Zealand, you need to:
Be at least 18 years of age
Be a New Zealand citizen or Permanent Resident
Have a stable income
Applying for a travel expenses loan is no different from most types of personal loans on Harmoney, and the process is fully online.