To be eligible to apply for a medical loan in Australia, you should:

  • Be aged 18 or older
  • Be an Australian citizen or Permanent Resident or a New Zealand citizen
  • Show proof of full-time or permanent part-time employment
  • Show proof of identity, such as a passport or Australian driver’s licence
  • Have a clear credit file without any defaults, judgments or bankruptcies
  • Need to borrow at least $2,000 with your loan

To be eligible to apply for a medical loan in New Zealand, you should:

  • Be aged 18 or older
  • Be a New Zealand citizen or Permanent Resident
  • Have a stable income

The conditions for medical expenses loans on Harmoney are the same as for most of our personal loans. We’ll tell you what documents you need to provide during your simple online application.

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