If you repay the loan in full early, including if you take out a Harmoney Top Up, part of the Payment Protect fee will be rebated.

The calculation of your rebate is outlined in the Payment Protect terms.

A rebate will also apply if your Payment Protect cover is cancelled. In this case you will be entitled to a rebate on the Payment Protect fee that would have been payable for the period from the date of cancellation until the end of the loan term.