Yes, you are able to withdraw/cancel your loan without penalty for up to 7 business days if you have changed your mind, or no longer require the funds. You will have to return the funds disbursed to you if you do this, including interest from the date your received the funds to the date your return the funds. Fees and reasonable expenses incurred may also be charged.
You must give notice that you intend to cancel the contract within 7 working days. Saturdays, Sundays, and national public holidays are not counted as working days. You must also, within the same time, return to Harmoney any advance received by you under the contract.
New Zealand
Manual payments can be made into Harmoney's bank account via direct credit:
Loan Accepted Before 31st July 2021 | Loan Accepted After 31st July 2021 |
Bank: ASB Bank Account number: 12-3109-0056095-03 Reference: (your LAI number) | Bank: ASB Bank Account number: 12-3109-0159350-03 Reference: (your LAI number) |
Australia
Manual payments can be made into Harmoney's bank account via BPAY:
Loan Accepted Before 31st July 2021 | Loan Accepted After 31st July 2021 |
Biller code: 112177 BPay reference: (your LAI number) | Biller code: 311423 BPay reference: (your LAI number) |