The terms available for your Top Up loan will be shown on the loan quote screen.

Our standard terms are 3, 5 and 7 years, but depending on your financial situation, a 3-year term may not be appropriate and so a 5-year or 7-year loan term will be your only option.

However, you can choose to repay your loan early, and there are no early repayment fees or penalties. This provides you with the flexibility to pay off the loan sooner should you choose.