Please be advised that the new Harmoney scorecard, together with the new interest rates and loan offer per grade, will only apply to approved on or after 08 May 2018. Unfortunately, we cannot make changes to the loans funded prior to this date as lenders have invested in your loan based on the rate that was applicable at the time your loan was funded.

If you are eligible for a Top Up your application will be assessed with the latest scorecard. This may mean that you may be eligible for a lower interest rate and a higher borrowing limit. However the final outcome will depend on your updated information and your current financial circumstances.

Please feel free to get in touch with our friendly customer service team or via live chat should you require any further assistance or clarifications.

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