You are welcome to repay your loan earlier than the scheduled loan term without an early repayment penalty.
You can do this by making a manual payment to Harmoney.
Manual payments can be made into Harmoney's bank account via direct credit:
Reference: (your LAI number)
Manual payments can be made into Harmoney's bank account via BPAY:
Biller code: 112177
Biller Short Name: HARMONEY BORROWER
Biller Long Name: HARMONEY BORROWER PAYMENTS