The terms available for you Top Up loan will be shown on the loan quote screen.

Our standard terms are 3 or 5 years, but depending on your financial situation, a 3 year term may not be appropriate and so a 5 year loan term will be the only option.

However, you can choose to repay your loan early, and there are no early repayment fees or penalties. This provides you with the flexibility to pay off the loan sooner should you choose.

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