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What do I have to repay?
What do I have to repay?

Understanding your commitments

Ana Wedlock avatar
Written by Ana Wedlock
Updated over a week ago

You have to pay back the total amount borrowed, including the Establishment fee.

You must also pay interest on the full loan amount. Interest is calculated by multiplying the unpaid loan balance by the annual interest rate.

The annual interest rate is fixed and specified in the loan offer. It is also confirmed in the loan disclosure. Interest is charged monthly.

If you do not repay the amount due by the due date, you will also have to pay additional fees as outlined in the links below:

If you have chosen to include Payment Protect in your loan (NZ only) you must also pay the Payment Protect fee.

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